Loan applicant should fulfill the following conditions:

​

• Borrower financial commitments should not exceed 50 % of the borrower monthly income and project income.
• Classification of the loan applicant credit registry by the company following an inquiry by the monetary authority. Degree of risk should be A, B OR C.
• Only productive projects
• Only loan level system
• The applicant should submit a cash flow and a full feasibility study for the project.
• 25 NIS non refundable Application fees
• Classification of the borrower and guarantor on the returned check system (A,B,E)

Notes

• If there is a procedural legal case as a guarantee, the commission stays 0 % on the contract.
•  If there is a bank guarantee, the commission becomes 1.5% on the contract.